1. Load Victoria 4.2.
2. Off all Inverse Kinematics.
3. Zero figure.
4. Set scale 95%.
5. Load swim_z05blen03.
6. Go last flame and set pose.
7. Go Cloth Room and select swim_z05blen03 as Cloth Object.
8. Calculate cloth simulation and then render.
See my rendered images.
https://neo-sahara.com/wp/2010/10/10/poser-rendered-images-3/